SSUDA
Loan Program
Everything you need to know about the government-backed Work & Travel funding program
What is SSUDA?
SSUDA is a refundable loan allocated within the Work & Travel program to cover your flight tickets and other travel expenses abroad.
40× Base Calculation Value
Up to 15 million UZS
FREE
No government service fees apply
Who Can Apply?
University Student
Enrolled in higher education (full-time, evening, or distance learning)
Employment Contract
Valid labor contract with Work & Travel employer
Valid Visa
Must have visa document (PDF)
Note: Student status is usually verified automatically via HEMIS. If not found in HEMIS, you'll need a certificate not older than 10 days (PDF).
How to Apply?
There are 2 ways to submit your application:
Option 1
Through the Public Services Center
Visit your local center in person
Option 2
Through my.gov.uz Portal
Register and accept the offer terms online
Required Documents (PDF)
Mandatory Documents
Employment Contract
With Work & Travel employer
Visa Document
Valid visa in PDF format
Additional (Choose One Option)
With Guarantor
Guarantor consent application (PDF)
Guarantor's 12-month salary info is usually auto-retrieved
Without Guarantor
Insurance policy covering non-repayment risk
Information submitted or provided separately
Process & Timeline
Submit Application
At least 20 days before your visa departure date
Document Review
Authorized body reviews: 3 business days
Contract Preparation
If approved: 5 business days for notarized loan and guarantor documents
Confirmation
You receive a QR-coded certificate
Fund Transfer
Auth. body → Administration: 3 days • Admin → Your bank card: 3 days
Important Limitation
Only 2,000 students can receive this loan each year.
After 2,000 applications are approved, acceptance closes until next year.
Repayment Rules
If you did not travel abroad using the loan funds:
You must return the full amount according to the established procedure.
If payment is delayed:
- Notarial warning issued
- Followed by mandatory enforcement bureau collection
- If insured — the insurance may cover the payment
Frequently Asked Questions
Can I withdraw my application?
Yes! You can withdraw at any stage. If you decline, your application will not be processed.
What if they ask for additional documents?
Requesting documents not listed in the regulations is prohibited.